Others Loan
At Nivesh Bazaar, we bring all your financial needs under one roof. Whether you’re looking for the perfect loan, comprehensive insurance coverage, or wealth-building investment options, we are here to guide you every step of the way
Project Loan
A project loan is financing provided for large-scale infrastructure, industrial, or business projects. It covers expenses for planning, construction, and operations.
Key Features:
1. Tailored for projects in sectors like energy, construction, and manufacturing.
2. Funds disbursed in phases based on project milestones.
3. Long-term repayment periods with structured EMIs.
4. Requires detailed project feasibility and financial plans.
5. Collateral often includes project assets or company guarantees.
Benefits:
1. Provides substantial funding for capital-intensive projects.
2. Flexible repayment options linked to project cash flows.
3. Supports business expansion and development initiatives
We help you choose the best loan options to achieve your business
MSME Loans
MSME loans are financial products specifically designed to meet the funding requirements of Micro, Small, and Medium Enterprises.
Key Features:
1. Provides funds for working capital, expansion, or equipment purchases.
2. Includes both secured and unsecured options.
3. Flexible loan amounts and repayment tenures.
4. Government-backed schemes like Mudra Loans are available.
5. Simplified eligibility for businesses with Udyam Registration.
Benefits:
1. Promotes growth and sustainability of small businesses.
2. Addresses operational and expansion needs effectively.
3. Offers competitive interest rates and minimal documentation.
Competitive loan
Builder Loan
Builder loans are tailored for real estate developers to finance residential or commercial construction projects.
Key Features
Covers land purchase, construction, and development costs.
Disbursed in stages based on project completion levels.
Requires collateral, typically the property under development.
Repayment is aligned with project sales or rental income.
Eligibility depends on project feasibility and builder credentials.
Benefits:
Enables timely project completion.
Reduces financial strain for developers during construction.
Boosts market credibility with consistent project delivery
GST Unsecured Loan
GST unsecured loans are short-term financing solutions for businesses based on their GST filings, without requiring collateral.
Key Features:
Loan eligibility determined by GST turnover and compliance.
Quick approval and disbursement processes.
No collateral required, reducing documentation.
Tailored for MSMEs and small businesses.
Short repayment tenures, often up to 3 years
Benefits:
Easy access to funds for working capital or growth needs.
Encourages GST compliance among small businesses.
No risk of asset forfeiture due to unsecured nature.
CGTMSE Loan
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) loans provide collateral-free credit to MSMEs to support their growth.
Key Features:
Backed by the Government of India.
Loans available for startups, existing businesses, and new ventures.
No collateral or third-party guarantees required.
Coverage includes working capital and term loans.
Loan amounts range up to ₹2 Crore.
Unlimited CRM support
Benefits:
Empowers small businesses without risking assets.
Encourages entrepreneurship and business expansion.
Boosts financial inclusion for MSMEs.